Understanding Mortgage Penalties: Why They Exist When Breaking a Mortgage Early Breaking a mortgage before its term concludes often leads...

After a several year absence, the NLHC First Time Home Buyer - Down Payment Assistance program is back! Click the link below on November...

1. Stability Matters: Do you want your family to stay in their home, even if something happens to you? 2. Income Reliance: Is your income...

1. Pay On Time: The most straightforward tip, yet vital. Always pay your bills, loans, and credit cards on or before the due date. Your...

My journeys to the Dominican Republic began in 2020. An initial 7 day stay on a resort resulted in a return trip for six weeks in an...

Navigating the world of home financing can be tricky, and every credit inquiry can potentially dent your credit score. Enter the mortgage...

In the bustling world of real estate, a buyer's pre-approval is more than just a financial green light; it’s an industry game-changer....

A "purchase plus improvements" mortgage is a type of mortgage loan that allows you to finance both the purchase of a home and the cost of...

When it comes to securing a mortgage for your dream home, you have a choice between working directly with a bank or using the services of...

When your mortgage comes up for renewal, it's an opportunity to explore better options and potentially save money. One of the smartest...

N/A instead of a credit score! This is a big buzz kill when you are excitedly getting ready to buy a home! The client informs me that...

Divorce can be a complex and emotionally charged process, especially when it comes to dividing assets like a shared home. However,...

Establishing a good credit rating is crucial for someone new to Canada, especially if they aspire to become a homeowner. A good credit...

A credit report can reveal more than just a score between 300 and 900. As an experienced mortgage broker having analyzed thousands of...

I am not an economist. I could explain that the Bank of Canada has increased the Prime Rate for the eight time in a row because of .......

Jerry has a home with a mortgage, he meets and marries June. When his mortgage is coming up for renewal, Jerry and and June decide they...