The Mortgage Missus Inc. | Your Best Mortgage

"Our mission:
to help you be mortgage ready, give you the right mortgage based on your unique financial picture, while protecting your equity for the future."
Tonia Mercer, AMP, Owner-Principal Broker

Mortgage Solutions for Individuals

& Small Business Owners

We Offer

Unbiased Support

We represent you to the lenders.
Think of us as your mortgage concierge, providing unbiased support from start to furnish and for the life of your mortgage.

Experience

With 15 years in the business we know mortgages!

Your unique finances deserve a unique mortgage.

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WE OFFER

Competitive Rates

We get you the best rates available based on your personal finances.
No haggling guaranteed!

A Team Approach

We have an experienced team of realtors, lawyers, appraisers, home & auto, financial advisors and property managers.
We can provide the entire team or provide experts to help you fill key roles.

Credit Protection

We have access to a multitude of banks and lenders. No need to hop from bank to bank risking a decrease in your credit score.
Let us do the hopping!

Mortgage Monitoring

Our top priority after your mortgage closes is to help you pay less interest over the life of your mortgage.
We monitor your mortgage regularly and complete annual

mortgage reviews to ensure you are not paying more interest than necessary.

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TESTIMONIALS

“Tonia was with me for my first home from day 1. Took me a few years, she was there to guide me and I got there. Even after our family was devastated by a family tragedy she stayed strong and got us where we needed to be. Grateful for her kindness and experience, she won’t steer you wrong.”

— J.P. Coady —

ABOUT US

Tonia Mercer, AMP

Tonia is an accredited Mortgage Broker, digital nomad, avid animal rescuer and health enthusiast.
She is on a mission to educate and help her clients build wealth through real estate acquisition.

Tonia is the Principal Broker – Owner of
The Mortgage Missus Inc.,
on the far easterly, rugged coast of Newfoundland.

Tonia donates a portion of the proceeds of every mortgage to the animal rescue charity, Mercer's Mission, she created in the Dominican Republic.

Tonia, with 16 years’ experience puts mortgage education front and center in the client’s mortgage journey. She wants you to feel educated, heard and confident about the largest investment in your life.

Oh, and she loves gifting stays at the
Trinity Beach House to her clients and referral partners, for completed mortgages.

"Our mission: to help you be mortgage ready, give you the right mortgage based on your unique financial picture, while protecting your equity for the future." Tonia Mercer, AMP, Owner-Principal Broker